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Fowler Drew - Identifying conflicts in the way we
pay for advice
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Having identified it as a potential conflict of interest, at the
end of 2012 the financial services regulator outlawed the
payment of commission from product providers to advisers. 
If advisers only get paid when they sell investment products
then there is a strong incentive to sell.  Despite this, the vast
majority of advisers and investment managers continue to
charge a percentage of the amount of wealth invested and
this means that some of the potential conflicts that the
regulator identified persist.

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